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What Should I Say to my Insurance Company After My Auto Accident?

Posted on March 5, 2016

After an auto accident—even the seemingly minor ones—the insurance company is the very last call that you should make. Insurance companies determine whether you are eligible for compensation based on the smallest amount of information. Because of their size and the number of clients they have, insurance companies do not have much time to spend on a single case. Furthermore, seeking compensation from your insurance company often becomes a race between you and the other driver—who can deny fault, first. Although you may be satisfied with your current insurance company, there may be an opportunity for you to receive more compensation that you realize.

Here is whom you should speak with instead:

The Police – After an auto accident, the very first call you should make is to the police department (or 911), and report that you have been involved in an auto accident. Settling an auto accident without law enforcement present in the form of cash or a personal check, or exchanging personal information will not benefit you—especially if you have sustained injuries. Allow the police officer to gather personal information from the other driver and wait for a copy of the report. The police report will contain information needed to seek compensation. Remember to abstain from admitting fault. Admitting fault before an investigation of your case will automatically disqualify you for compensation—and make you liable for damages.

Your Doctor– Sometimes, injuries sustained in auto accidents may not be visible, or can seem non-life-threatening—at first. Seek medical attention, anyway. Neglecting to seek medical care after an auto accident or ignoring symptoms of injury can result in serious long-term effects. You should report to your family doctor as soon as possible to determine the severity of injuries—even if they seem small.

Serious Auto Accidents Injuries that often have Delayed Symptoms

  • Neck injuries
  • Brain or head injuries
  • Spinal cord injuries
  • Injury to internal organs
  • Psychological trauma

A Car Accident Attorney 

Consult with an Oklahoma auto accident attorney to determine what your injuries are worth. Reaching out to an attorney who provides an excellent service, and is experienced in auto accident will significantly raise your chances of getting the compensation that you deserve. We will fight for you. Contact us at the office of Charles Bryan Alred online or by calling (918) 745-9960 for an evaluation of your case.