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Injury and Ridesharing Liability In Oklahoma

Posted on August 28, 2016

Taxicabs have fought to ban ridesharing services such as Uber, Lyft, and Sidecar, among others since they became widely available in major cities over five years ago. Ridesharing services have become incredibly popular, with Uber in particular; as of late last year, it was reported there have been over one billion trips taken using Uber, with it expanding to serve over 400 cities, and adding roughly 50,000 new drivers monthly, worldwide.

These services have provided an alternative that many riders prefer to a taxicab; the rates with ridesharing tend to be lower, some ridesharing services have agreements with credit card companies that provide points every time you use your card for a ride, and it allows you to seamlessly split a fare with another rider and also know when, where and who is picking you up, providing a timeline for your ride. However, just like taxicabs and driving yourself, there is always a risk of a car accident.

What Do Taxicabs Cover In A Car Accident?

Taxicab companies have been fighting vigorously to get ridesharing eliminated from their cities due to the lack of business. Many taxicab companies have claimed that if you are injured while being transported using a ridesharing service, you will not have coverage by the company and will be responsible for your own medical bills. Taxicabs are regulated by each individual state, so it is difficult to say how much they cover in liability insurance if a rider is hurt in an accident with the driver. Ridesharing services like Lyft and Uber provide coverage for their riders and drivers that has been shown to go beyond that of taxicabs in some states.

What Do Ridesharing Companies Cover In A Car Accident?

Although there is a possibility the driver’s car insurance in ridesharing will deny your claim because the driver was acting as a business, there is still not much room for worry. The ridesharing company liability coverage will cover the damages, up to $1,000,000 for Lyft, which is on a national scale. This differs from taxicab companies, who are regulated at the state level, and many only need to carry $150,000 in liability coverage. Additionally, these ridesharing services provide coverage in the event you are injured by another driver who is uninsured, and that uninsured motorist coverage goes up to $1,000,000 as well.

Let Us Help With Your Tulsa Car Accident 

If you or someone you know was injured while either in a taxicab or while using a ridesharing service, please do not hesitate to reach out to the experienced and knowledgeable team of attorneys at the office of Charles Bryan Alred, PC to discuss your case. Contact our Tulsa office using our website or call us at 918-745-9960 for a free initial consultation with one of our skilled legal professionals.